Annuities are a type of financial product usually offered by an insurance company or financial institution. The name itself gives rise to a great deal of misunderstanding because there are so many variations of annuities. People use the term universally, but each type of annuity is a financial tool with a specific purpose. Contact us to see if annuities can solve a financial or retirement need for you.

Many family and ‘closely-held’ businesses are confronted with major problems or issues when an owner retires or dies. What happens to the business and survivors will depend on the planning for events whether they are sudden or predictable. We help businesses meet those challenges with some practical and universally acceptable solutions.  We work closely with your legal and accounting professionals to implement your plan.

Wealth accumulation means  efficient transfer of assets to heirs is one of the most challenging issues people will face. Determining the best plan to conserve, distribute, or pay for taxes  requires an understanding of objectives and coordination with other advisers.  We can help initiate and devise a plan that will accomplish your goals and ensure necessary documents are drafted to carry out the plan.